Listed for:Listed Aug 22, 2026
$659,900

1782 Lovering Line

Severn (Coldwater), ON L0K 1E0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 1782 Lovering Line, Severn, Coldwater

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1782 Lovering Line, Severn, Coldwater

Summarized Description

  • Charming waterfront home on a large lot
  • Custom kitchen with granite countertops
  • Above-ground pool and wraparound deck
  • Spacious primary bedroom with barn door
  • 3-season sunroom overlooking tranquil river
  • Open-concept living areas with rustic charm
  • Insulated double garage for vehicles or hobbies
  • Convenient access to shopping and amenities

Escape to the peaceful beauty of country living with this charming 1.5-storey brick and vinyl home on an impressive 100 x 280-foot lot fronting on the North River and surrounded by farm fields. Take your boat right from your dock out to Georgian Bay! Enjoy morning coffee on your dock, fish or cool off with a swim, relax in the 3-season sunroom overlooking the pool and tranquil river views. Inside, this warm and inviting 4-bdrm home blends modern updates with rustic character. The main floor features a welcoming mudroom, spacious primary bdrm with barn door, convenient laundry, and an updated custom kitchen with granite countertops, movable centre island with breakfast seating, and plenty of space. The beautifully renovated 5-piece bath includes a deep soaker tub with subway tile surround. Open-concept dining and living areas are perfect for entertaining and showcase gorgeous reclaimed structural barn beams, whitewashed pine accent walls, updated flooring, and paint. The bright 3-season sunroom leads to the expansive 24' x 24' wraparound deck surrounding the above-ground pool; ideal for summer barbecues, gatherings & enjoying the peaceful waterfront setting. Upstairs offers three additional bedrooms, each with closets. The unfinished basement provides excellent storage. Recent updates include a propane furnace and CAC (2025), shingles and vinyl siding (2016), updated 200-amp electrical panel (2023), drilled well with UV light filtration and a water softener. The insulated double garage, finished with rough-cut pine walls and steel, provides excellent space for vehicles, hobbies or a workshop and could be heated. 10 minutes from Orillia, this property offers the perfect balance of country privacy and convenient access to shopping, restaurants, hospital, schools and amenities. A rare opportunity to enjoy an affordable waterfront lifestyle with boating, fishing, swimming, entertaining and spectacular views from your own backyard!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,152
Land Transfer Tax Fee
$9,673

Basement Type
Full, Unfinished

Interior Features

Interior Extras
Brick & Beam, Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned, Water Softener
View
Pool, River, Trees/Woods
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Hot Tub, Privacy, Year Round Living
Pool
Above Ground
Property Features
Clear View, River/Stream, School Bus Route, Waterfront, Wooded/Treed
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
100.00 ft
Lot Depth
279.88 ft

Inclusions

Inclusions
Existing Fridge, Stove, Laundry Washer and Dryer, Owned Hot Water Tank, All Electric Light Fixtures, All Window Coverings, Above Ground Pool and Accessories, Hot Tub (Currently Working As Is), Dock

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Yes

Bedrooms
4
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom 4—
    Broadloom, Closet, Ceiling Fan(s)
  • Primary Bedroom—
    Laminate, Ceiling Fan(s), His and Hers Closets
  • Dining Room—
    Laminate, Window
  • Laundry—
    Laminate
  • Bedroom 2—
    Double Closet, Laminate, Ceiling Fan(s)
  • Foyer—
    Laminate, Window
  • Sunroom—
    Laminate, Walk-Out, Ceiling Fan(s)
  • Bedroom 3—
    Laminate, Ceiling Fan(s), Window
  • Kitchen—
    Laminate, Pot Lights, Granite Counters
  • Living Room—
    Laminate, Walk-Out, Ceiling Fan(s)

Washrooms

  • 5-piece, Ground

Municipality
Severn
Neighbourhood
Coldwater
Main cross streets
Upper Big Chute Rd & Lovering Line
Directions
Upper Big Chute Rd & Lovering Line
Waterfront
Direct

MLS® number
S13704516
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-22
Updated on
2026-10-14
Days on market
54 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
RE/MAX COUNTRY LAKES REALTY INC.

Home Market Value

Current home valuation for 1782 Lovering Line, Severn, Coldwater, Severn, ON. Listed for $659,900

HOMEH Estimate

?

$597,287

Estimated Sales Range

?

$358,372 - $836,202

HOMEH Estimate for 1782 Lovering Line, Severn, Coldwater

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$597,287Low confidence
Based on 15 comparable properties
+ $62,613 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $159,900 over $500K

Minimum down payment

$40,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,733$18,411$15,706$0
=Total mortgage
$643,059$612,321$576,621$527,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,140monthly$2,990monthly$2,815monthly$2,578monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,673

Total Land Transfer Tax

$9,673

Around this home

0/100Loading...
0/100Loading...
0/100Loading...
Map unavailable

No schools found nearby

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.