
3197 Crescent Bay Road
Severn (Rural Severn), ON L0K 2B0
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,854Tax
- 134×100 ftLot Size
- Estimated Value:$782,788See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 3197 Crescent Bay Road, Severn, Rural Severn
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-03 | 2026-06-17 | Login to See Prices | Sold | s13234582 |
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About 3197 Crescent Bay Road, Severn, Rural Severn
Summarized Description
- Stunning waterfront property on Lake Couchiching
- Year-round home with seamless regional access
- Massive eat-in kitchen and cozy fireplace
- Four comfortable bedrooms and upgraded bath
- Level double lot with mature trees
- Direct access to Trent-Severn Waterway
- Private patio overlooking tranquil bay
- Excellent structural and mechanical upgrades
Discover Your Dream Waterfront Oasis on Lake Couchiching! Welcome to your ultimate year-round home or cottage retreat, perfectly positionedon the highly sought-after western shore of Lake Couchiching. This exceptional property beautifully balances the peace of lakeside living with unparalleled regional connectivity, offering a seamless escape just an easy 90-minute drive north of Toronto. Situated a mere 10 minutes north of Orillia-one of the fastest-growing cities outside the GTA-you are moments from top-tier dining, shopping, and amenities. Plus, with direct access to Highway 11, this home acts as your direct gateway north, placing the rugged prestige of Muskoka just a short drive away. For boating enthusiasts, this location is a dream. Lake Couchiching serves as a vital link in the historic Trent-Severn Waterway, granting you the freedom to navigate seamlessly south into Lake Simcoe or north through the lock system toward Georgian Bay. Inside, the home features a bright, thoughtfully designed layout with a massive eat-in kitchen that flows into a spacious living/dining room combination. The centerpiece of this inviting space is a cozy wood-burning fireplace, perfect for family gatherings. The home offers 4 comfortable bedrooms and a well-appointed four-piece bath. Peaceof mind comes standard here thanks to excellent structural and mechanical upgrades, including a robust 200 AMP electrical service, a reliable drilled well, newer energy-efficient windows, and a full, insulated 5-foot basement providing superior storage. The outdoor space is a true paradise, featuring a gorgeous, level double lot shaded by majestic mature trees. Elegant interlocking stone pathways guide you to a private patio overlooking the tranquil waters of a sheltered bay.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,854
- Land Transfer Tax Fee
- $12,455
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- None
- View
- Beach, Clear, Marina, Water
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood Stove
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Year Round Living, Recreational Area
- Pool
- None
- Property Features
- Beach, Electric Car Charger, Level, Marina, Waterfront
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 134.00 ft
- Lot Depth
- 100.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Microwave, Furniture, Dock, Mechanical + Plumbing equipment.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Wood
- Heat Type
- Baseboard
- Air Conditioning
- Wall Unit(s)
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Available
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Ground level
- Living Room—Ground level
- Dining Room—Ground level
- Primary Bedroom—Ground level
- Bedroom 2—Ground level
- Bedroom 3—Ground level
Washrooms
- 3-piece, Main
- 3-piece, Main
- Municipality
- Severn
- Neighbourhood
- Rural Severn
- Main cross streets
- HWY 11 / Crescent Bay
- Zoning
- Single Family
- Directions
- Turn right off HWY 11 follow to the end of Crescent Bay.
- Waterfront
- Direct
- MLS® number
- S13234582
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-17
- Listed on
- 2026-06-03
- Days on market
- 14 days
- Possession type
- Immediate
- Co-op commission
- 2.5%
- Seller
- Listed by
- ROYAL LEPAGE SIGNATURE REALTY
Home Market Value
Current home valuation for 3197 Crescent Bay Road, Severn, Rural Severn, Severn, ON. Listed for $799,000
HOMEH Estimate
$782,788
Estimated Sales Range
$547,952 - $1,017,624
HOMEH Estimate for 3197 Crescent Bay Road, Severn, Rural Severn
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $299,000 over $500K
$54,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,755 | $22,292 | $19,016 | $0 |
=Total mortgage | $773,624 | $741,392 | $698,166 | $639,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,777monthly | $3,620monthly | $3,409monthly | $3,121monthly |
Land Transfer Tax
$12,455
$12,455
Around this home
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