Listed for:Listed Aug 14, 2026
$1,349,000

3800 Elva Lane

Severn (Rural Severn), ON L0K 1E0

Detached House For Sale
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Sale & Price History for 3800 Elva Lane, Severn, Rural Severn

No listing history available

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About 3800 Elva Lane, Severn, Rural Severn

Summarized Description

  • Exceptional year-round cottage on Tea Lake.
  • Impressive 207' of private waterfront.
  • Secluded bay setting ideal for family gatherings.
  • Stunning Great Room with cathedral ceiling.
  • Separate bunkie sleeps 8+ guests comfortably.
  • Close to hiking, boating, and skiing activities.
  • Screened porch and open deck for outdoor enjoyment.
  • Spacious land for various outdoor activities.

There is so much to love about this exceptional year-round cottage-where do we even begin? Set on a beautiful, secluded and scenic bay of Tea Lake with an impressive 207' of waterfront and almost an acre of land, this property offers the perfect setting for making memories with family and friends in every season. Step outside to enjoy the protected, screened-in sun porch and adjacent open deck, complete with a gas barbecue-ideal for summer dinners, morning coffee, and evenings on the rocks enjoying the waterfront. And when it's time to head indoors enjoy relaxed meals in the dining area, unwind in the comfortable lounge, or catch up on a little work at the high-top tables while taking in the view. The stunning Great Room is the heart of the cottage, featuring a soaring cathedral ceiling and floor-to-ceiling windows that showcase breathtaking lake views. There is plenty of room for everyone, with 3 bedrooms and 2 bathrooms, one being a Primary ensuite. There is also a large, enclosed foyer that doubles as additional sleeping space. And for a bigger crowd, the separate raised A-frame bunkie comfortably sleeps 8+ guests, perfect for kids, extended family, or visiting friends. It's time to get out on the water and Tea Lake delivers. Spend your days boating, water skiing, kayaking, or canoeing and an easy cruise to the Trent-Severn Waterway. Walking trails are right at your doorstep beginning with a short stroll to a 12-km hiking, ATV and snowmobile trail that offers exciting adventures, beautiful views of hidden lakes and the countryside. Golf and ski hills too are just a short drive away. With plenty of open and level land around the cottage, there's even room for a game of catch or whatever outdoor activities with family. It's all here at Elva Lane-a year-round cottage where the setting is spectacular, the space is inviting, and unforgettable family memories are waiting to be made. Don't hesitate....the magic of this country home will be someone else's soon.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,120
Land Transfer Tax Fee
$23,455

Rental Items

Rental Equipment
Starlink Satellite and service

Basement Type
None, Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Bar Fridge, Generator - Full, Solar Tube, Water Heater Owned, Water Purifier, Water Softener, Water Treatment, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Storage, Water Heater, Workbench
View
Lake, Trees/Woods, Panoramic
Fireplace/Stove
Yes
Fireplace Features
Electric
Elevator
No

Exterior Features

Exterior Extras
Year Round Living, Fishing, Deck, Patio, Privacy, Porch Enclosed
Pool
None
Property Features
Clear View
Other Structures
Out Buildings

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
207.00 ft
Lot Depth
200.56 ft
Lot Size
0.982
Lot Shape
Irregular

Inclusions

Inclusions
Approximately $50, 000 in new and improved: Samsung Stove('22) Range Hood('22) Fridge, Dishwasher, Washer & Dryer, Microwave, under counter Beverage Fridge('23). Brio Hot & Cold-Water Dispenser. All Elec. Light fixtures, all Window Coverings, Elec. Hoist for Motorboat, Tankless Water system, Water Filtration System and Heat Line('22), Water Jet Pump('22) New Floor in Bunkie('22) Garden & Landscaping('23) Kayak Launch('24) Roof south side shingles('26) Boathouse Door Mesh/Bird Screen, Miscellaneous Tools. Double Garage with electric opener, Storage Shed, Decommissioned Outhouse, miscellaneous Personal items & tools. Association Road Maintenance & Snow Clearing $700 Yr.('26) Property snow clearing $1240('26)

Exclusions

Exclusions
Paddle Board excluded. Negotiables are: 17' Bowrider 174 Grew Motorboat (2007) with 4 Kayaks, 2 seater Paddle boat, paddles and life Jackets, 6 Resin/Wood Muskoka Chairs('24+'25, ) Property Snow Clearing $1240/year('26) Association Road Maintenance and Snow Removal $700('26)

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
14
Total Garage And Parking Spaces
16

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Other
Sewers
None
Natural Gas
No
Hydro
Yes

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom 2—
    Main level, Double Closet, Ceiling Fan(s), Large Window
  • Primary Bedroom—
    Main level, 3 Pc Ensuite, Overlook Water, Irregular Room
  • Foyer—
    Main level, Double Closet, W/O To Sunroom, French Doors
  • Living Room—
    Main level, Cathedral Ceiling(s), Gas Fireplace, Overlook Water
  • Dining Room—
    Main level, Open Concept, Overlooks Living, Skylight
  • Kitchen—
    Main level, Overlooks Living, Pantry, Skylight
  • Sunroom—
    Main level, Overlook Water, W/O To Deck, Sliding Doors
  • Bedroom 3—
    Main level, Double Closet, Ceiling Fan(s), Large Window

Washrooms

  • 3-piece, Main
  • 3-piece, Main

Municipality
Severn
Neighbourhood
Rural Severn
Main cross streets
Upper Big Chute Rd. & Frankland
Zoning
Sr3
Directions
Upper Big Chute to Frankland Lane, then left on Elva Lane
Waterfront
Direct

MLS® number
S13678332
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-14
Updated on
2026-09-28
Days on market
69 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
RE/MAX REALTRON REALTY INC.

Home Market Value

Current home valuation for 3800 Elva Lane, Severn, Rural Severn, Severn, ON. Listed for $1,349,000

HOMEH Estimate

?

$1,072,500

Estimated Sales Range

?

$847,275 - $1,323,058

HOMEH Estimate for 3800 Elva Lane, Severn, Rural Severn

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,072,500Medium confidence
Based on 14 comparable properties
+ $276,500 (26%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Severn, ON
Minimum Down Payment Required:8.1%

5% on first $500K + 10% on $849,000 over $500K

Minimum down payment

$109,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
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%
$
+CMHC insurance
$49,535$37,637$32,106$0
=Total mortgage
$1,287,917$1,251,737$1,178,756$1,079,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,288monthly$6,112monthly$5,755monthly$5,269monthly
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Land Transfer Tax

Provincial

$23,455

Total Land Transfer Tax

$23,455

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