Listed for:Listed Aug 12, 2026
$499,000

4163 Smith Lane

Severn (Rural Severn), ON L0K 1E0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 4163 Smith Lane, Severn, Rural Severn

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 4163 Smith Lane, Severn, Rural Severn

Summarized Description

  • Stunning waterfront property on Severn River.
  • 180-degree views enhance the scenic experience.
  • Direct access to Trent-Severn Waterway for boating.
  • 50 feet of waterfront with a deep lot.
  • Cottage features 2 bedrooms and a loft.
  • Starlink Internet available for connectivity.
  • Potential for redesigning the existing cottage.
  • Located near popular locks and waterways.

SEVERN RIVER- Imagine, Your Morning Coffee overlooking The Water. Deep-water swimming. Fishing. Paddle boarding. Or untie The Boat and head out to explore The Trent-Severn Waterway. Your 180 Degree View at The Waters Edge is what makes this place special, An opportunity to own 50 feet of waterfront with an impressive 532-foot-deep lot and direct access to The Legendary Trent-Severn Waterway and Endless Boating Adventures Right from your Shoreline. ***THE DETAILS***The Existing Cottage is 330 sq. ft. as per the Floorplan (inside walls), Features 2 Bedrooms plus a Loft and is Serviced with Hydro and Phone (EastLink). Starlink high-speed Internet is Readily available in The Area, making it Easy to Stay Connected while Enjoying Cottage Life. There is currently no Bathroom or Septic System. The Cottage is presently situated on The South Lot Line, Creating an Interesting Opportunity for Buyers who may wish to explore Redesigning The Existing Cottage or Other Future Possibilities with The Township. A large detached shed (The Sellers call The Boathouse!) provides additional Storage. The Existing Shore Dock has not been used for some time and requires some TLC, but The Waterfront Setting is The Real Attraction. Located on one of the wider areas of the Severn River, directly across from Wood Bay, *** MORE INFO *** The Zoning is SR1-Amazing water quality and Located between Swift Rapids LOCK 43 and the Big Chute Marine Railway LOCK 44, you're right in the heart of the Trent-Severn Waterway and 1 more lock away is Port Severn LOCK 45 and out to Georgian Bay. Head out by boat and explore an incredible network of lakes, rivers and communities-or stay home and enjoy life along the Severn River. Whether you're looking for an Affordable Entry into Waterfront Ownership, a Recreational Getaway or a Unique Waterfront Property with Possibilities to Explore, 4163 Smith Lane offers a chance to create your own place on the Severn River. Your Cottage Called... Meet You on The Dock...

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,563
Land Transfer Tax Fee
$6,455

Rental Items

Rental Equipment
None

Basement Type
None

Interior Features

Interior Extras
Storage
View
Water, Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Recreational Area
Pool
None
Property Features
Golf, Marina, Place Of Worship, School Bus Route, Wooded/Treed, Lake/Pond
Other Structures
Storage

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Block, Piers
Special Designation
Unknown

Lot

Lot Front
50.06 ft
Lot Depth
532.00 ft
Lot Shape
Irregular

Inclusions

Inclusions
Stove and Fridge

Exclusions

Exclusions
Personal Items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Wood
Heat Type
Other
Air Conditioning
None
Water
None
Sewers
None

Bedrooms
2
Kitchens
1

Room sizes

  • Utility Room—
    Main level
  • Living Room—
    Main level, Carpet Free
  • Bedroom 2—
    Main level
  • Bedroom—
    Main level
  • Kitchen—
    Main level, Carpet Free

Washrooms

  • —-piece, Main

Municipality
Severn
Neighbourhood
Rural Severn
Main cross streets
Smith Lane Engelfield Lane and Upper Big Chute
Zoning
SR1
Directions
Hwy 400 to Exit 162 Whites Falls Road follow east towards Upper Big Chute Road to Smith/Englefield Lane -
Waterfront
Direct

MLS® number
S13665164
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-12
Updated on
2026-10-01
Days on market
73 days
Possession date
2026-09-10
Possession type
Flexible
Co-op commission
2.5%+hst
Seller
Listed by
Royal LePage In Touch Realty

Home Market Value

Current home valuation for 4163 Smith Lane, Severn, Rural Severn, Severn, ON. Listed for $499,000

HOMEH Estimate

?

$523,950

Estimated Sales Range

?

$398,182 - $633,980

HOMEH Estimate for 4163 Smith Lane, Severn, Rural Severn

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$523,950Medium confidence
Based on 11 comparable properties
− $24,950 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,962$13,922$11,876$0
=Total mortgage
$493,012$463,022$436,026$399,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,407monthly$2,261monthly$2,129monthly$1,949monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,455

Total Land Transfer Tax

$6,455

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