Sold for:Sold Mar 10, 2026
$499,900

43 Centre Street

St. Catharines (Downtown), ON L2R 3A8

Multiplex SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 43 Centre Street, St. Catharines, Downtown

2025-10-08
2026-03-10
Sold
Price
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MLS#
x12454138
2025-09-05
2025-10-09
Terminated
Price
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2024-12-04
2025-06-25
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 43 Centre Street, St. Catharines, Downtown

Investment property currently configured as 3 rental units with 3 hydro meters. Two 1 bedroom units and one 2 bedroom unit. 2 units are currently tenanted and the third is vacant. Updated kitchens, baths and flooring in all 3 units. All kitchens feature white shaker style cabinets and subway tile backsplash. Side driveway with room for 2cars. Fully fenced rear yard. Walking distance to everything Downtown St. Catharines has to offer including restaurants, the Farmer's Market, Meridian Centre and Performing Arts Centre. Option to live in 1 unit while the other units help pay your mortgage, or rent all 3 units for maximum return. All room measurements are approximate. Property is offered on an "as-is, where-is" basis with no representations or warranties.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,691
Land Transfer Tax Fee
$6,473

Rental Items

Rental Equipment
Hot water heater.
Under Contract
Hot Water Heater

Basement Type
Unfinished

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Arts Centre, Fenced Yard, Place Of Worship, Public Transit

Building

Building Type
Multiplex
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
58.00 ft
Lot Depth
67.50 ft

Inclusions

Inclusions
3 fridges, 3 stoves, 1 stacked washer/dryer.

Exclusions

Exclusions
Tenant belongings

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
3

Room sizes

  • Living Room—
    Second level
  • Kitchen—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 3 Pc Bath
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath

Washrooms

  • 4-piece, Main
  • 3-piece, Main
  • 3-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Geneva St
Directions
Geneva St

MLS® number
X12454138
Data source
Toronto Regional Real Estate Board
Status change
2026-03-10
Listed on
2025-10-08
Days on market
153 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX ESCARPMENT REALTY INC.

Home Market Value

Current home valuation for 43 Centre Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $499,900

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 43 Centre Street, St. Catharines, Downtown

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
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Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

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