45 Mcghie Street
St. Catharines (Downtown), ON L2R 5A9
- 2Bedrooms
- 1Bathroom
- 3Garage
- < 700Sq Ft
- $2,596Tax
- 31×99 ftLot Size
Estimated Value:$397,250See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 45 Mcghie Street, St. Catharines, Downtown
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About 45 Mcghie Street, St. Catharines, Downtown
Summarized Description
- Well maintained 2 bedroom, 1 bathroom home.
- Move-in ready for first-time buyers.
- Functional layout with spacious living area.
- Unfinished basement offers development potential.
- Located in a mature neighbourhood.
- Great rental and investment opportunity.
- Conveniently situated near downtown St.
- Catharines.
Welcome to this well maintained 2 bedroom, 1 bathroom home near downtown St. Catharines. Ideal for first-time home buyers, or those looking for a great rental and investment property. Nestled in a mature neighbourhood this property offers a functional layout with plenty of charm.The main floor features a spacious living and dining area. The bright, unfinished basement offers ample storage space and potential for future development. Conveniently located, this move-in-ready home is ideal to be your start to homeownership or a promising investment.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,596
- Land Transfer Tax Fee
- $4,973
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- Storage, Water Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 31.00 ft
- Lot Depth
- 99.00 ft
- Lot Size
- 3069
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Bathroom—Main level, 4 Pc Bath
Washrooms
- 4-piece
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Carlton to McGhie
- Directions
- Carlton to McGhie
- MLS® number
- X12908074
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-05
- Listed on
- 2026-03-23
- Days on market
- 13 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- REVEL Realty Inc., Brokerage
Home Market Value
Current home valuation for 45 Mcghie Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $424,900
HOMEH Estimate
$397,250
Estimated Sales Range
$313,827 - $480,673
HOMEH Estimate for 45 Mcghie Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,245
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,146 | $11,855 | $10,113 | $0 |
=Total mortgage | $419,801 | $394,265 | $371,278 | $339,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,050monthly | $1,925monthly | $1,813monthly | $1,660monthly |
Land Transfer Tax
$4,973
$4,973
Around this home
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