Was listed for:Expired Dec 31, 2025
$499,000

8 Bruce Street

St. Catharines (Downtown), ON L2R 5S6

Multiplex ExpiredNot available

Property not available for sale or for rent.

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Sale & Price History for 8 Bruce Street, St. Catharines, Downtown

2025-09-16
2025-12-31
Expired
Price
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MLS#
x12406695

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 8 Bruce Street, St. Catharines, Downtown

Discover an outstanding investment opportunity with this legal duplex in a highly sought-after St. Catharines location. Just minutes from the QEW, the property offers both convenience and a reliable income stream. Set on a spacious lot, the home features a long private driveway leading to a two-car garage. Inside, both the main and upper units provide functional two-bedroom, one-bathroom layouts. Each unit has been tastefully updated with modern kitchens showcasing stainless steel appliances, quartz countertops, subway tile backsplashes, and double sinks. Laminate flooring runs throughout, while the bathrooms have been refreshed with updated four-piece suites. A separate side entrance leads to the main-floor unit and its full basement, offering excellent potential for additional living space or storage. Capital improvements such as newer windows, a boiler, and a roof ensure peace of mind and help minimize future maintenance costs. With two separate hydro panels, this property is ideally suited for both owner-occupiers and investors seeking a turnkey, low-maintenance opportunity.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,656
Land Transfer Tax Fee
$6,455

Rental Items

Rental Equipment
Hot water tank

Basement Type
Separate Entrance

Interior Features

Interior Extras
Separate Hydro Meter
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Building

Building Type
Multiplex
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Brick Front, Other
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
40.90 ft
Lot Depth
119.00 ft
Lot Size
40.90 x 119.00
Lot Size Code
40.90 x 119.00

Inclusions

Inclusions
All Electrical Light Fixtures, All Appliances in Main Floor Kitchen: (Refrigerator, Stove, Dishwasher, Built-In Microwave & stacked washer & dryer), (Refrigerator, Stove, Dishwasher, Built-In Microwave & stacked washer & dryer)

Exclusions

Exclusions
Tenant Belongings.

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
3
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Window Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
2

Washrooms

  • 4-piece, Main
  • 4-piece, Second
  • 2-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Lake St & Carlton St
Zoning
R1
Directions
South on Carlton St
Waterfront
None

MLS® number
X12406695
Data source
Toronto Regional Real Estate Board
Status change
2025-12-31
Listed on
2025-09-16
Days on market
106 days
Possession type
Flexible
Co-op commission
2% + Hst
Seller
Listed by
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Home Market Value

Current home valuation for 8 Bruce Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $499,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 8 Bruce Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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St. Catharines, ON
Minimum Down Payment Required:5.0%

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Minimum down payment

$24,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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%
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+CMHC insurance
$18,962$13,922$11,876$0
=Total mortgage
$493,012$463,022$436,026$399,200
Amortization
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Payment frequency
=Mortgage payment
$2,407monthly$2,261monthly$2,129monthly$1,949monthly
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Land Transfer Tax

Provincial

$6,455

Total Land Transfer Tax

$6,455

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