Sold for:Sold Oct 24, 2025
$549,900

90 Chaplin Avenue

St. Catharines (Downtown), ON L2R 2E7

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 90 Chaplin Avenue, St. Catharines, Downtown

2025-09-03
2025-10-24
Sold
Price
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MLS#
x12381809

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 90 Chaplin Avenue, St. Catharines, Downtown

Welcome to 90 Chaplin Avenue a rare gem in the heart of St. Catharines that perfectly blends timeless character with thoughtful modern updates. This true 4-bedroom, 2-storey home offers over 1,300 sq. ft. of comfortable living space, making it an ideal option for growing families. Step inside and feel instantly at home. The spacious main floor features refinished hardwood floors, a stunning new gas fireplace, and a freshly updated kitchen offering both style and function. Upstairs, you'll find four generously sized bedrooms (yes, all four on the upper level) and a fully renovated bathroom, creating a practical and private layout that is hard to find in homes of this era.One of the standout features is the inviting front porch, a picture-perfect spot to unwind, sip coffee, or greet the neighbours. Out back, enjoy a well-landscaped yard, a large storage shed, and space to garden, play, or entertain.The partially finished basement provides plenty of additional storage and offers potential as a kids' playroom, home gym, or flex space.With all major updates completed in recent years including the furnace, A/C, appliances, roof, insulation, and more. This home is truly move-in ready. All the charm of a 100-year-old home, with none of the guesswork. Located in a friendly, central neighbourhood close to parks, schools, and downtown amenities, this is a must-see.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,893
Land Transfer Tax Fee
$7,473

Rental Items

Rental Equipment
Tankless Hot Water - Enercare
Under Contract
Hot Water Heater

Basement Type
Full, Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater, Water Meter, Workbench
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch, Canopy
Pool
None
Other Structures
Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Poured Concrete, Concrete Block
Special Designation
Unknown

Lot

Lot Front
30.00 ft
Lot Depth
91.00 ft
Lot Size
2730

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer and Dryer, Basement Chest Freezer

Exclusions

Exclusions
Two lights; front hall and dining room fixtures.

Parking & Garages

Garage Type
None
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bedroom 4—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Second level

Washrooms

  • 4-piece

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Lake St.
Zoning
R2
Directions
Lake Str. to Chaplin Ave.

MLS® number
X12381809
Data source
Toronto Regional Real Estate Board
Status change
2025-10-24
Listed on
2025-09-03
Days on market
51 days
Possession date
2025-10-30
Possession type
30-59 days
Co-op commission
2% of purchase price
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 90 Chaplin Avenue, St. Catharines, Downtown, St. Catharines, ON. Listed for $549,900

HOMEH Estimate

?

$450,500

Estimated Sales Range

?

$346,754 - $554,246

HOMEH Estimate for 90 Chaplin Avenue, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$450,500Low confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

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