
406 Saint John Street W
Whitby (Downtown Whitby), ON L1N 1N7
- 4+2Bedrooms
- 3Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $7,552Tax
- 127×60 ftLot Size
- Estimated Value:$992,670See Free Estimate Report

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About 406 Saint John Street W, Whitby, Downtown Whitby
Welcome to 406 St John St W, where modern living meets downtown charm. This 4+2 bedroom, 3-bathroom home is located in the heart of downtown Whitby. You will immediately notice a bright and open main floor living space, perfect for entertaining family and friends. The family room The kitchen features a granite island, SS Appliances and is combined with the dining room. The open-concept main floor is thoughtfully designed and flooded with natural light through its beautiful large windows and w/o to your covered porch. You will also find beautiful hardwood flooring throughout the home. The main floor also boasts two additional bedrooms that could be used as office space or guest accomodations and a 4 piece bathroom. On the 2nd floor you are greeted with 2 generous bedrooms and a 4-piece semi-ensuite bathroom. The primary bedroom features a new custom walk in closet (could be converted back to a 3rd bedroom) and a walk out to your private balcony. The second bedroom features a cool hideout, perfect as a play space or for additional storage. The basement features a 900 sq ft legal 2 bedroom apartment with rear completely separate entrance and laundry. This is perfect for multigenerational living or the opportunity to receive rental income with the option to revert it back to a single family dwelling to suit your needs! The home features a 2 car detached garage with electricity that also has the potential to be converted to an additional suite to suit the needs of your family! Located in the vibrant Downtown Whitby community, just steps to cafes, restaurants, shopping and parks and less than 5 minutes to the Whitby Go!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $7,552
- Land Transfer Tax Fee
- $21,475
Rental Items
- Rental Equipment
- HWT
- Basement Type
- Apartment, Separate Entrance
Interior Features
- Interior Extras
- In-Law Capability, In-Law Suite, Accessory Apartment
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 127.02 ft
- Lot Depth
- 60.07 ft
- Lot Size
- 9373.64
Exclusions
- Exclusions
- Stagers items
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4 + 2
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level, Combined w/Dining, Large Window, Tile Floor
- Family Room—Main level, Large Window, Fireplace, Hardwood Floor
- Dining Room—Main level, W/O To Deck, Combined w/Kitchen
- Bedroom—Main level, Large Window
- Bedroom 2—Main level, Large Window
- Bedroom 3—Upper level, B/I Closet, 4 Pc Ensuite
- Bedroom 4—Upper level, Walk-In Closet(s), W/O To Balcony
- Bathroom—Upper level, Separate Shower, Tile Floor
- Bedroom—Basement level, His and Hers Closets, Window
- Bedroom—Basement level, Window, Closet Organizers
- Bathroom—Basement level, 4 Pc Bath
- Kitchen—Basement level, Combined w/Laundry, Stainless Steel Appl, Window
- Recreation—Basement level
- Dining Room—Basement level
Washrooms
- 4-piece, Upper
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Whitby
- Neighbourhood
- Downtown Whitby
- Main cross streets
- Henry/St John St W
- Directions
- St John St W and Henry
- MLS® number
- E12059632
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-06-11
- Listed on
- 2025-04-03
- Days on market
- 69 days
- Possession type
- 60-89 days
- Co-op commission
- 2.5
- Seller
- Listed by
- KELLER WILLIAMS REAL ESTATE ASSOCIATES
Home Market Value
Current home valuation for 406 Saint John Street W, Whitby, Downtown Whitby, Whitby, ON. Listed for $1,250,000
HOMEH Estimate
$992,670
Estimated Sales Range
$595,602 - $1,389,738
HOMEH Estimate for 406 Saint John Street W, Whitby, Downtown Whitby
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $750,000 over $500K
$100,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $46,000 | $34,875 | $29,750 | $0 |
=Total mortgage | $1,196,000 | $1,159,875 | $1,092,250 | $1,000,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,839monthly | $5,663monthly | $5,333monthly | $4,883monthly |
Land Transfer Tax
$21,475
$21,475
Around this home
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