Articles &
market intelligence.

Ontario real estate in plain English — what the market is doing, what it means for your next move, and the numbers behind both.

415 articles

The HOMEH Down Payment Boost, Explained

HOMEH & cashback

The HOMEH Down Payment Boost, Explained

The HOMEH down payment boost lets you apply your cashback toward your down payment. Learn how it works, why a bigger down payment helps, and how to estimate it.

Feb 25, 20245 min read
How Much Cashback Can You Get When Buying a Home?

HOMEH & cashback

How Much Cashback Can You Get When Buying a Home?

How much cashback can you get buying a home with HOMEH? Eligible buyers receive the industry's highest Cashback Rebate. Here's what drives your amount and how to estimate it.

Feb 21, 20245 min read
How the HOMEH Cashback Rebate Works

HOMEH & cashback

How the HOMEH Cashback Rebate Works

HOMEH gives eligible buyers the industry's highest Cashback Rebate and a down-payment boost, and lists homes for 1%, or free when you also buy with HOMEH within 6 months, or $395 + HST with a Mere Posting. Here's exactly how the cashback model works.

Feb 17, 20245 min read
Understanding Real Estate Market Cycles

Market & Investing

Understanding Real Estate Market Cycles

Real estate moves in cycles, not straight lines. Learn the four phases — recovery, expansion, hyper-supply and recession — and how to read your market.

Feb 12, 20245 min read
What Is a Good Cap Rate for a Rental Property?

Market & Investing

What Is a Good Cap Rate for a Rental Property?

What is a good cap rate for a rental property? Learn the formula (NOI ÷ value), see a worked example, and understand what a high or low rate really tells you.

Feb 04, 20245 min read
Is Now a Good Time to Buy a House in Ontario?

Market & Investing

Is Now a Good Time to Buy a House in Ontario?

Is now a good time to buy a house in Ontario? The honest answer depends on your finances and timeline more than the market. Here's a clear framework to decide.

Jan 27, 20245 min read
Ontario Housing Market Outlook

Market & Investing

Ontario Housing Market Outlook

An honest look at the Ontario housing market: the drivers that move prices — interest rates, supply and demand — plus where to track live data before you act.

Jan 23, 20246 min read
Property Management vs Self-Managing Your Rental

Renting Out a Home

Property Management vs Self-Managing Your Rental

Property management vs self-managing your rental: which is right for you? Compare the costs, time, and trade-offs so you can decide whether to hire a pro or run it yourself.

Apr 17, 20265 min read
Rental Lease Agreement Essentials for Landlords

Renting Out a Home

Rental Lease Agreement Essentials for Landlords

Every Ontario landlord needs a solid lease. The Standard Lease is mandatory — here are the essentials it must cover, the terms you can add, and the clauses that don't hold up.

Apr 13, 20265 min read
Should You Allow Pets as a Landlord in Ontario?

Renting Out a Home

Should You Allow Pets as a Landlord in Ontario?

Should you allow pets as a landlord in Ontario? You may have less choice than you think — "no-pet" clauses are void under the law. Here's what the rules say and how to manage pets smartly.

Apr 09, 20265 min read
How to Buy Your First Rental Property in Ontario

Renting Out a Home

How to Buy Your First Rental Property in Ontario

Buying your first rental property in Ontario? Here's a step-by-step plan — from financing and budgeting to running the numbers and becoming a landlord — without the rookie mistakes.

Apr 05, 20265 min read
How Much Down Payment for a Rental Property?

Renting Out a Home

How Much Down Payment for a Rental Property?

How much down payment do you need for a rental property in Ontario? For a non-owner-occupied rental, lenders typically require 20% down. Here's how it works and how to plan for it.

Mar 31, 20266 min read
How to Find Good Tenants in Ontario

Renting Out a Home

How to Find Good Tenants in Ontario

Finding good tenants in Ontario comes down to a clear listing, strong screening, and following the rules. Here's a step-by-step process to fill your rental with reliable people.

Mar 27, 20266 min read
Repairs and Maintenance: What Tenants Can Expect

Renting a Home

Repairs and Maintenance: What Tenants Can Expect

Who fixes what in an Ontario rental? Landlords must keep the unit in good repair; tenants handle cleanliness and their own damage. Here's the full breakdown.

Mar 23, 20265 min read
Moving-Out Checklist for Ontario Renters

Renting a Home

Moving-Out Checklist for Ontario Renters

Moving out of an Ontario rental? Use this checklist for proper notice, cleaning, your last month's rent deposit, and protecting yourself on the way out.

Mar 19, 20265 min read

Make your dreams come home!

Book a free consultation to see how we make homeownership affordable and easy for you.

A reader with the weekly market update and a coffee

Your weekly market edge.