Sold for:Sold Aug 6, 2026
$299,900

578 Mcphail Street

North Bay (Central), ON P1B 5Z2

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 578 Mcphail Street, North Bay, Central

2026-07-23
2026-08-06
Sold
Price
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MLS#
x13597272
2026-03-30
2026-06-30
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 578 Mcphail Street, North Bay, Central

Summarized Description

  • Charming bungalow in a family-friendly neighborhood
  • 1+2 bedrooms and 1+1 bathrooms for versatility
  • Spacious lot ideal for gardening and entertaining
  • Modern kitchen with updated appliances
  • Bright living spaces filled with natural light
  • Close to reputable schools and shopping options
  • Well-designed layout maximizing space and functionality
  • Perfect for first-time buyers or downsizers

This charming bungalow perfectly combines comfort and convenience, nestled in a family neighbourhood that offers everything you need right at your doorstep. With 1+2 bedrooms and 1+1 bathrooms, this delightful home is ideal for first time home buyers or those looking to downsize. Upon entering, you'll be welcomed by a well-designed layout that maximizes space and functionality. The main floor features a cozy primary bedroom and a 4 piece bathroom, while the two additional bedrooms and a second 3 piece bathroom downstairs provide ample space for guests, a home office, or a playroom. The bungalow sits on a spacious lot, offering plenty of outdoor space for gardening, entertaining, or simply relaxing. Convenience is key with this property's prime location. Just minutes away, you'll find a variety of shopping options, from local boutiques to large retail stores, ensuring all your needs are met with ease. Families will appreciate the proximity to reputable schools, making the morning school run a breeze. Additional features include bright and airy living spaces with plenty of natural light, a modern kitchen with updated appliances, ample storage throughout the home. There is also an attached single car garage. This bungalow is a rare find in a highly desirable area. Don't miss the opportunity to make it your own and enjoy a lifestyle of comfort and convenience. Schedule a viewing today and imagine the possibilities!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,154
Land Transfer Tax Fee
$2,974

Rental Items

Rental Equipment
HWT
Under Contract
Hot Water Heater

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Sump Pump, Carpet Free, Primary Bedroom - Main Floor
Security Features
Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Year Round Living
Pool
None
Property Features
School, School Bus Route, Place Of Worship, Public Transit

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
62.48 ft
Lot Depth
89.13 ft
Lot Size
0.09
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Range Hood, Washer, Dryer, All window coverings, All light fixtures and ceiling fans

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
1 + 2
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Eat-in Kitchen
  • Other—
    Basement level
  • Recreation—
    Basement level
  • Foyer—
    Main level
  • Living Room—
    Main level
  • Bedroom 2—
    Basement level
  • Primary Bedroom—
    Main level
  • Bedroom 3—
    Basement level

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
North Bay
Neighbourhood
Central
Main cross streets
High St
Zoning
R3
Directions
High St to Mcphail

MLS® number
X13597272
Data source
Toronto Regional Real Estate Board
Status change
2026-08-06
Listed on
2026-07-23
Days on market
14 days
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
Century 21 Blue Sky Region Realty Inc., Brokerage

Home Market Value

Current home valuation for 578 Mcphail Street, North Bay, Central, North Bay, ON. Listed for $299,900

HOMEH Estimate

?

$365,000

Estimated Sales Range

?

$275,988 - $454,012

HOMEH Estimate for 578 Mcphail Street, North Bay, Central

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$365,000Low confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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North Bay, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$14,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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%
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+CMHC insurance
$11,396$8,367$7,138$0
=Total mortgage
$296,301$278,277$262,053$239,920
Amortization
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Payment frequency
=Mortgage payment
$1,447monthly$1,359monthly$1,279monthly$1,171monthly
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Land Transfer Tax

Provincial

$2,974

Total Land Transfer Tax

$2,974

Around this home

10/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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