
578 Mcphail Street
North Bay (Central), ON P1B 5Z2
- 1+2Bedrooms
- 2Bathrooms
- 1Garage
- < 700Sq Ft
- $3,154Tax
- 62×89 ftLot Size
- Estimated Value:$365,000See Free Estimate Report

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About 578 Mcphail Street, North Bay, Central
Summarized Description
- Charming bungalow in a family-friendly neighborhood
- 1+2 bedrooms and 1+1 bathrooms for versatility
- Spacious lot ideal for gardening and entertaining
- Modern kitchen with updated appliances
- Bright living spaces filled with natural light
- Close to reputable schools and shopping options
- Well-designed layout maximizing space and functionality
- Perfect for first-time buyers or downsizers
This charming bungalow perfectly combines comfort and convenience, nestled in a family neighbourhood that offers everything you need right at your doorstep. With 1+2 bedrooms and 1+1 bathrooms, this delightful home is ideal for first time home buyers or those looking to downsize. Upon entering, you'll be welcomed by a well-designed layout that maximizes space and functionality. The main floor features a cozy primary bedroom and a 4 piece bathroom, while the two additional bedrooms and a second 3 piece bathroom downstairs provide ample space for guests, a home office, or a playroom. The bungalow sits on a spacious lot, offering plenty of outdoor space for gardening, entertaining, or simply relaxing. Convenience is key with this property's prime location. Just minutes away, you'll find a variety of shopping options, from local boutiques to large retail stores, ensuring all your needs are met with ease. Families will appreciate the proximity to reputable schools, making the morning school run a breeze. Additional features include bright and airy living spaces with plenty of natural light, a modern kitchen with updated appliances, ample storage throughout the home. There is also an attached single car garage. This bungalow is a rare find in a highly desirable area. Don't miss the opportunity to make it your own and enjoy a lifestyle of comfort and convenience. Schedule a viewing today and imagine the possibilities!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,154
- Land Transfer Tax Fee
- $2,974
Rental Items
- Rental Equipment
- HWT
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Sump Pump, Carpet Free, Primary Bedroom - Main Floor
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Year Round Living
- Pool
- None
- Property Features
- School, School Bus Route, Place Of Worship, Public Transit
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 62.48 ft
- Lot Depth
- 89.13 ft
- Lot Size
- 0.09
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Range Hood, Washer, Dryer, All window coverings, All light fixtures and ceiling fans
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 1 + 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level, Eat-in Kitchen
- Other—Basement level
- Recreation—Basement level
- Foyer—Main level
- Living Room—Main level
- Bedroom 2—Basement level
- Primary Bedroom—Main level
- Bedroom 3—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- North Bay
- Neighbourhood
- Central
- Main cross streets
- High St
- Zoning
- R3
- Directions
- High St to Mcphail
- MLS® number
- X13597272
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-06
- Listed on
- 2026-07-23
- Days on market
- 14 days
- Possession type
- Immediate
- Co-op commission
- 2%+HST
- Seller
- Listed by
- Century 21 Blue Sky Region Realty Inc., Brokerage
Home Market Value
Current home valuation for 578 Mcphail Street, North Bay, Central, North Bay, ON. Listed for $299,900
HOMEH Estimate
$365,000
Estimated Sales Range
$275,988 - $454,012
HOMEH Estimate for 578 Mcphail Street, North Bay, Central
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$14,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,396 | $8,367 | $7,138 | $0 |
=Total mortgage | $296,301 | $278,277 | $262,053 | $239,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,447monthly | $1,359monthly | $1,279monthly | $1,171monthly |
Land Transfer Tax
$2,974
$2,974
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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