
111 Elgin Street W
Oshawa (O'Neill), ON L1G 1S5
- 3+2Bedrooms
- 4Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $4,480Tax
- 30×132 ftLot Size
- Estimated Value:$699,775See Free Estimate Report

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About 111 Elgin Street W, Oshawa, O'Neill
Summarized Description
- Full-brick detached home in O'Neill neighbourhood.
- Open-concept living area with hardwood floors.
- Separate 2-bedroom basement apartment for rental income.
- Bright sunroom overlooking the backyard.
- Close to parks, schools, and amenities.
- Quick access to major highways and transit.
- Proximity to Ontario Tech University enhances appeal.
- Solid construction with a versatile layout.
Discover the charm and versatility of this full-brick detached 2-storey home, ideally located just minutes from downtown Oshawa in the desirable O'Neill neighbourhood. Thoughtfully designed for comfort, convenience, and flexibility, this residence is an excellent opportunity for families, investors, and multi-generational living. Step inside to a bright and welcoming main level featuring a spacious open-concept living and dining area with hardwood flooring, a functional kitchen, and a sun-filled ceramic-tiled sunroom overlooking the backyard. The upper level offers three well-appointed bedrooms, each with warm hardwood floors and ample natural light. A major highlight of this property is the separate-entrance 2-bedroom basement apartment, complete with its own kitchen, full bathroom, and private living space - perfect for extended family, students, or rental income potential. Situated on a deep 29.89 132 ft lot, this home is surrounded by a peaceful, walkable community close to parks, schools, and everyday amenities. Enjoy quick access to Oshawa Centre, dining, transit, and major highways including Hwy 401 and 407, with GO Transit nearby for effortless commuting. Its proximity to Ontario Tech University adds even more appeal for investors and families alike. With solid construction, a versatile layout, and an unbeatable location, this home offers exceptional value and opportunity.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,480
- Land Transfer Tax Fee
- $8,455
Rental Items
- Rental Equipment
- HWT
- Basement Type
- Apartment, Separate Entrance
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Water Heater
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Public Transit
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 29.89 ft
- Lot Depth
- 132.00 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- No
- Telephone
- No
- Bedrooms
- 3 + 2
- Washrooms
- 4
- Kitchens
- 2
Room sizes
- Sunroom—Main level, Ceramic Floor
- Living Room—Main level, Combined w/Dining, Hardwood Floor
- Kitchen—Main level, Ceramic Floor
- Bedroom—Basement level
- Bedroom 2—Second level, Hardwood Floor
- Bedroom—Basement level, Laminate
- Bedroom 3—Second level, Hardwood Floor, Closet
- Dining Room—Main level, Combined w/Living, Hardwood Floor
- Primary Bedroom—Second level, Hardwood Floor, Closet
Washrooms
- 2-piece, Main
- 3-piece, Second
- 3-piece, Basement
- Municipality
- Oshawa
- Neighbourhood
- O'Neill
- Main cross streets
- Adelaide Ave/Centre St
- Zoning
- RESIDENTIAL
- Directions
- 401 To Stevenson, North To Adelaide, East on Adelaide To Elgin St. W
- MLS® number
- E13641474
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-06
- Listed on
- 2026-08-05
- Days on market
- 62 days
- Possession type
- 30-59 days
- Co-op commission
- 2.5
- Seller
- Listed by
- RE/MAX CROSSROADS REALTY INC.
Home Market Value
Current home valuation for 111 Elgin Street W, Oshawa, O'Neill, Oshawa, ON. Listed for $599,000
HOMEH Estimate
$699,775
Estimated Sales Range
$552,822 - $846,728
HOMEH Estimate for 111 Elgin Street W, Oshawa, O'Neill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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