Sold for:Sold Oct 15, 2025
$629,900

121 Cummins

Thunder Bay Remote Area (Jacques), ON P7G 0Y8

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 121 Cummins, Thunder Bay Remote Area, Jacques

2025-08-07
2025-10-15
Sold
Price
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MLS#
x13257226

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 121 Cummins, Thunder Bay Remote Area, Jacques

Summarized Description

  • Stunning waterfront property on Cummins Lake.
  • Spacious 3-bedroom, 1.5-bath home.
  • Private 2.14-acre lot with sandy beach.
  • Open-concept living with rustic finishes.
  • Massive deck ideal for entertaining.
  • Heated garage for vehicle and gear storage.
  • Charming guest camp for visitors.
  • Perfect for year-round lakeside living.

Incredible Year-Round Living on Cummins Lake – 2.14 Acres of Waterfront Paradise! Just 30 minutes from the city, this stunning lakefront retreat offers the perfect blend of comfort, space, and natural beauty. Nestled on a private 2.14-acre lot with a large sandy beach and breathtaking views, this property is made for year-round enjoyment. The beautifully maintained 3-bedroom, 1.5-bath home features spacious, open-concept living areas with floor-to-ceiling windows and rustic wood finishes that frame the lake view. A cozy wood stove adds warmth and charm, while the massive lake-facing deck—with glass railing and covered overhang—is ideal for relaxing or entertaining, rain or shine. The primary bedroom includes a 2-piece ensuite and patio doors leading directly to the deck. Two additional bedrooms, a large foyer, and main floor laundry complete the layout. The heated and insulated garage with two overhead doors provides excellent storage for vehicles, tools, and recreational gear. Plus, a charming guest camp offers additional space for family or visitors. More than just a home, this is a lifestyle—one of lakeside serenity, privacy, and year-round comfort on the beautiful shores of Cummins Lake.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,917
Land Transfer Tax Fee
$9,073

Rental Items

Rental Equipment
Propane Tank (Sarjeant @ 157.07/year)

Basement Type
Crawl Space

Interior Features

Interior Extras
Water Softener, Other
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Wood, Post & Pad, Block
Special Designation
Other

Lot

Lot Front
322.35 ft
Lot Size
2.14
Lot Shape
Irregular

Inclusions

Inclusions
2 fridge, 2 stove, washer & dryer. Furniture & items in guest camp to stay and wood on property.

Parking & Garages

Garage Type
Detached
Garage Spaces
0

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Other
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen12.2 x 10.5
    Main level
  • Living Room21.3 x 18.7
    Main level
  • Foyer15.5 x 11.6
    Main level
  • Primary Bedroom15.1 x 11.5
    Main level
  • Bedroom 215.9 x 10.5
    Main level
  • Bedroom 3—
    Main level
  • Bathroom2PC
    Main level, 2 Pc Ensuite
  • Bathroom—
    Main level

Washrooms

  • 2-piece, Main
  • 4-piece, Main

Municipality
Thunder Bay Remote Area
Neighbourhood
Jacques
Main cross streets
Dog Lake road to Howcum Lake to Cummins Lake North Fire #121
Directions
Dog Lake road to Howcum Lake to Cummins Lake North Fire #121

MLS® number
X13257226
Data source
tbay
Status change
2025-10-15
Listed on
2025-08-07
Days on market
69 days
Co-op commission
2
Seller
Listed by
SIGNATURE NORTH REALTY INC.

Home Market Value

Current home valuation for 121 Cummins, Thunder Bay Remote Area, Jacques, Thunder Bay Remote Area, ON. Listed for $629,900

HOMEH Estimate

?

$663,500

Estimated Sales Range

?

$555,693 - $771,308

HOMEH Estimate for 121 Cummins, Thunder Bay Remote Area, Jacques

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$663,500High confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Thunder Bay Remote Area, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $129,900 over $500K

Minimum down payment

$37,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,659$17,574$14,992$0
=Total mortgage
$615,135$584,484$550,407$503,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,003monthly$2,854monthly$2,687monthly$2,460monthly
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Land Transfer Tax

Provincial

$9,073

Total Land Transfer Tax

$9,073

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