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City in Ontario

Homes for sale in Central Elgin

Name: HOMEH Market Pulse — Central Elgin closed sales and leases
Creator: HOMEH
License: https://homeh.com/terms-of-use

Browse all Central Elgin real estate listings in one place: 109 homes for sale in Central Elgin, ON, from $149,999 to $2,749,000, with a median asking price of $649,450. Most are detached houses and condo apartments; 1 was listed in the last 24 hours.

quiet community-oriented affordable

13,746 people lived in Central Elgin at the 2021 Census, in 5,460 households. 90% of households owned their home and 10% rented. The most common homes were single-detached houses (92%) and low-rise apartments (3%). 58% of homes were built before 1981, and 12% since 2011. 96% of commuters went to work by car and 0% by public transit.

Six properties available for rent Three parks in the area One school in the city

Central Elgin, Ontario

Central Elgin MLS® Listings

Day to dayLivability

Walkability

out of 100 · averaged over 4,841 past and present listings

Average walk score reported on listings here

6.5

Schools near listings

out of 10 · averaged over 4,841 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$649,000

9% below Ontario

In Central Elgin

$649,000

In Ontario

$716,900

Median monthly rent

$2,100/mo

16% below Ontario

In Central Elgin

$2,100

In Ontario

$2,499

$402

Per square foot

≈ 25.8 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

109

Median $649,000

Houses 87 · Condos 22

For rent

Median $2,100

Houses 13 · Condos 2

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Affordable compared to provincial median prices
Variety of residential and condo options
Community parks for outdoor activities
Low competition with only six rentals available

Keep in mind

Limited public transit options
Walkability score is low at 20
Fewer amenities compared to larger cities

The feel of the placeLifestyle

Daily life in Central Elgin is calm and community-oriented, with basic amenities within reach. Residents enjoy a quieter pace of living.

Great for first-time buyers small families retirees

Within the boundaryWhat's nearby

The boundary

280.6 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

Parks

Playgrounds

Transit stations

Restaurants

Cafés

Gyms

Libraries

Counted across all 280.6 km² of Central Elgin. From OpenStreetMap, as of 2026-10-12.

The schoolsWhich schools, and how they rate

5.9/10

Average rating of the 2 rated schools in this area

Elementary

Kettle Creek Public School
Public · Grades JK–8 · Thames Valley DSB
6.7/10
1,101st of 3,045 Ontario elementary schools
415 students · EQAO 2024-2025
New Sarum Public School
Public · Grades JK–8 · Thames Valley DSB
5.0/105.8 over 5 yrs
2,196th of 3,045 Ontario elementary schools
220 students · EQAO 2024-2025
Eva Circe-Cote FI
Public · Thames Valley DSB
Not rated
Eva Circe-Cote French Immersion Public School
Public · Grades JK–8 · Thames Valley DSB
Not rated
245 students · EQAO 2024-2025

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Central Elgin, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

13,746

Population (2021)

279.9 km²

Area

People per km²

48.9

Median age

$104,833

Median income

90%

Own their home

2.5

People per household

5,460

Households

Every age

Children (under 15)14.6%
Working age (15–64)62.5%
Seniors (65+)22.9%

What is built here

Detached houses92.4%
Semi-detached0.7%
Townhouses2.3%
Duplexes0.9%
Low-rise apartments3.2%

Own or rent

90%Owners

10%Renters

Across 5,460 households

When it was built

Mostly 1960 or earlier

1960 or earlier34%
1961–198024%
1981–19908%
1991–200011%
2001–20056%
2006–20103%
2011–20154%
2016–20218%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

9.8%
Born outside Canada: 19%
Hold a degree or higher: 56.9%
Employment rate: 0%
Commute by transit: 96.3%
Commute by car: 1.7
Children per family: $90,608
Median income after tax: $119,313
Average household income: 4.9%
Living on a low income: $1,061/mo
Renters pay, per month: $1,213/mo
Owners pay, per month: $594,366
Median home value at census: 15.4%
Renters spending 30%+ of income on housing: 9.8%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 20 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

HOMEH Market Pulse Through September 2026 Deep sales history

What Homes in Central Elgin Actually Sell For

210 homes changed hands in Central Elgin over the 12 months to September 2026. Half sold above $636,317 and half below, 0.7% lower than the 12 months before. A typical home found its buyer in 42 days — 6 days quicker than a year ago.

Median sold price: $636K; -0.7% year over year
Days to sell: 42; 6 days quicker
Sales closed: 210; last 12 months
Per square foot: $419; from 203 sized sales

Three years of sold prices

The line is the median. The band is the middle half of every sale — how wide it runs tells you how much one home here differs from the next.

$1.09M$852K$611K$370K

Oct ’23Oct ’24Sep ’25Sep ’26

Median sold price Middle half of sales

What buyers actually paid

$974,100

on a $1,000,000 asking price — under ask by $25,900

−10%Asking price+10%

Of the asking price: 97.4%
Sold over asking: 9%

From 210 sales that closed here in the last 12 months.

Rent or buy in Central Elgin

21.3 years

of rent, at the going rate here, adds up to what a home here costs.

Median sold price

$636,317

210 sales

Median rent

$2,484/mo

29 leases

Gross rental yield

4.68%

before costs

Both figures come from deals that actually closed in Central Elgin over the last 12 months. Gross yield is annual rent divided by price; it does not account for taxes, fees, maintenance, vacancy or financing.

What actually trades in Central Elgin

A single median hides this: the mix of homes behind it, and what each kind costs.

210sales

Detached$675K76.2%
Semi-detached$550K2.4%
Other kinds, too few of each —21.4%

How fast it moves

Median days on market, month by month. Taller means slower.

Oct 2024Sep 2026

Terracotta marks the last 12 months.

Every month behind these charts — Central Elgin, sales

Monthly closed sales in Central Elgin
Month	Closed	Median	Middle half	Days	% of ask
Sep 2026	19	$687,950	$605K – $810K	87	96.4%
Aug 2026	19	$600,000	$420K – $675K	22	97.5%
Jul 2026	19	$615,000	$565K – $710K	22	98.4%
Jun 2026	23	$595,000	$468K – $735K	26	95.5%
May 2026	20	$652,650	$517K – $737K	22	97.7%
Apr 2026	19	$655,100	$595K – $750K	40	98.8%
Mar 2026	18	$654,204	$568K – $858K	28	97.4%
Feb 2026	10	$634,000	$555K – $679K	23	98.3%
Jan 2026	13	$615,000	$580K – $950K	63	96.7%
Dec 2025	15	$635,000	$535K – $683K	55	96.5%
Nov 2025	15	$680,000	$521K – $728K	91	97.3%
Oct 2025	20	$622,500	$485K – $664K	40	98.8%
Sep 2025	10	$680,000	$611K – $807K	37	96.8%
Aug 2025	19	$500,000	$448K – $642K	60	95.4%
Jul 2025	17	$600,000	$495K – $685K	32	98.8%
Jun 2025	20	$667,500	$554K – $739K	30	97.0%
May 2025	17	$642,000	$550K – $921K	49	98.0%
Apr 2025	22	$632,500	$590K – $713K	33	98.0%
Mar 2025	10	$732,000	$660K – $747K	43	98.9%
Feb 2025	12	$634,950	$589K – $696K	54	99.6%
Jan 2025	9	$645,000	$590K – $750K	69	96.3%
Dec 2024	12	$767,500	$665K – $897K	60	97.1%
Nov 2024	12	$677,500	$605K – $916K	66	98.6%
Oct 2024	24	$630,000	$548K – $768K	56	96.9%
Sep 2024	15	$769,000	$643K – $803K	29	98.2%
Aug 2024	18	$695,000	$637K – $799K	38	98.6%
Jul 2024	22	$747,450	$676K – $834K	42	97.9%
Jun 2024	29	$695,000	$593K – $840K	43	98.7%
May 2024	38	$699,950	$633K – $823K	44	98.7%
Apr 2024	18	$650,000	$552K – $700K	44	98.1%
Mar 2024	19	$601,000	$515K – $658K	95	100.0%
Feb 2024	7	$602,000	$533K – $760K	109	100.0%
Jan 2024	6	$862,500	$824K – $1.04M	99	100.0%
Dec 2023	6	$630,000	$602K – $691K	39	100.0%
Nov 2023	8	$662,500	$493K – $678K	20	100.0%
Oct 2023	15	$735,000	$608K – $798K	48	100.0%

What people ask about Central Elgin

How much does a home cost in Central Elgin?

Homes in Central Elgin sold for a median of $636,317 over the 12 months to September 2026, across 210 closed sales — half sold for more and half for less. That is 0.7% lower than the 12 months before it.

How long does it take to sell a home in Central Elgin?

A home in Central Elgin took a median of 42 days on the market over the 12 months to September 2026. Homes there closed at 97.4% of the asking price on average, with 9.0% selling over asking.

How much is rent in Central Elgin?

The median lease in Central Elgin closed at $2,484 a month over the 12 months to September 2026, across 29 leases.

Is it cheaper to rent or buy in Central Elgin?

A home in Central Elgin costs about 21.3 years of the rent on one — the median price of $636,317 against a median rent of $2,484 a month, a gross yield of 4.68%. The shorter that number, the closer buying is to renting before financing costs.

What kind of homes sell in Central Elgin?

Over the 12 months to September 2026 the mix in Central Elgin was detached (76.2% of sales, median $674,667) and semi-detached (2.4% of sales, median $550,000).

Compiled by HOMEH from sales reported closed in Central Elgin on the Toronto Regional Real Estate Board MLS® System, through September 2026. Medians are taken over closed prices, not asking prices. Per-square-foot figures use the midpoint of the banded floor-area range MLS® carries, so they describe the group and not any one home. Not an appraisal or an opinion of value.

Questions, answered

Common questions about homes for sale in Central Elgin

How many homes are for sale in Central Elgin, ON right now?

109 homes are for sale in Central Elgin on MLS® right now, and 1 was listed in the last 24 hours. The busiest neighbourhood is Port Stanley, with 45 homes for sale.

Homes for sale in Port Stanley

What is the average house price in Central Elgin?

The median asking price of the 109 homes for sale in Central Elgin is $649,450: half are listed above it and half below. By type, the median is $709,950 for detached houses, $407,400 for condo apartments and $524,593 for vacant lots.

Houses for sale in Central Elgin

Where can I find cheap houses for sale in Central Elgin?

80 homes in Central Elgin are listed under $800K and 96 under $1M. The lowest asking price today is $149,999.

Homes under $800K in Central Elgin

Are there new homes for sale in Central Elgin?

Yes. 31 of the 109 homes for sale in Central Elgin are new construction.

New construction homes in Central Elgin

How do I get cash back when I buy a home in Central Elgin?

Buy through HOMEH and you get a Cashback Rebate of 1.5% of the purchase price, paid at closing, subject to eligibility and your buyer agreement. On Central Elgin’s median asking price of $649,450, that would be $9,742.

How the Cashback Rebate works

Keep looking

More Houses to Buy in Central Elgin

109 homes are for sale in Central Elgin. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.

At a glance