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City in Ontario

Houses for sale under $1M in St. Thomas

Looking for cheap houses for sale in St. Thomas? 219 homes in St. Thomas are listed for sale under $1M, which is 99% of everything for sale. Most are detached houses.

family-friendly community-oriented

42,840 people lived in St. Thomas at the 2021 Census, in 18,075 households. 68% of households owned their home and 32% rented. The most common homes were single-detached houses (65%) and low-rise apartments (16%). 57% of homes were built before 1981, and 12% since 2011. 94% of commuters went to work by car and 0% by public transit.

Population of 38,909

St. Thomas, Ontario

Houses for Sale in St. Thomas Under $1M

Day to dayLivability

Walkability

out of 100 · averaged over 23,467 past and present listings

Average walk score reported on listings here

4.7

Schools near listings

out of 10 · averaged over 23,467 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$549,900

23% below Ontario

In St. Thomas

$549,900

In Ontario

$716,900

Median monthly rent

$1,750/mo

30% below Ontario

In St. Thomas

$1,750

In Ontario

$2,499

$370

Per square foot

≈ 26.2 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

222

Median $549,900

Houses 211 · Condos 11

For rent

Median $1,750

Houses 25 · Condos 6

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Affordable housing compared to provincial median
Community-oriented with several parks

Keep in mind

Low walkability score of 20
Limited public transit options

The feel of the placeLifestyle

Daily life in St. Thomas is calm and community-focused. Residents enjoy local parks and schools.

Great for first-time buyers families those seeking affordable housing

Within the boundaryWhat's nearby

The boundary

36.0 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

Parks

Playgrounds

Grocery stores

Restaurants

Cafés

Gyms

Libraries

Pharmacies

Counted across all 36.0 km² of St. Thomas. From OpenStreetMap, as of 2026-10-12.

The schoolsWhich schools, and how they rate

4.8/10

Average rating of the 12 rated schools in this area

Elementary

Secondary

St Joseph's High School
Catholic · Grades 9–12 · London District Catholic School Board
6.5/106.5 over 5 yrs
311th of 742 Ontario secondary schools
960 students · EQAO 2024-2025
Mitchell Hepburn Public School
Public · Grades JK–8 · Thames Valley DSB
6.3/106.0 over 5 yrs
1,366th of 3,045 Ontario elementary schools
695 students · EQAO 2024-2025
Parkside Collegiate Institute
Public · Grades 9–12 · Thames Valley DSB
6.1/105.5 over 5 yrs
367th of 742 Ontario secondary schools
1,015 students · EQAO 2024-2025
Lockes Public School
Public · Grades JK–8 · Thames Valley DSB
5.8/105.0 over 5 yrs
1,729th of 3,045 Ontario elementary schools
630 students · EQAO 2024-2025
Central Elgin Collegiate Institute
Public · Grades 9–12 · Thames Valley DSB
5.6/106.0 over 5 yrs
453rd of 742 Ontario secondary schools
690 students · EQAO 2024-2025
St. Anne's Separate School
Catholic · Grades JK–8 · London District Catholic School Board
5.6/105.0 over 5 yrs
1,868th of 3,045 Ontario elementary schools
800 students · EQAO 2024-2025

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside St. Thomas, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

42,840

Population (2021)

35.6 km²

Area

1,203

People per km²

43.9

Median age

$79,058

Median income

68%

Own their home

2.4

People per household

18,075

Households

Every age

Children (under 15)16.7%
Working age (15–64)62.1%
Seniors (65+)21.2%

What is built here

Detached houses64.8%
Semi-detached7.4%
Townhouses4%
Duplexes3.2%
Low-rise apartments16.1%
High-rise apartments4.3%

Own or rent

68%Owners

32%Renters

Across 18,075 households

When it was built

Mostly 1960 or earlier

1960 or earlier33%
1961–198025%
1981–19908%
1991–20009%
2001–20056%
2006–20107%
2011–20154%
2016–20218%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

10.5%
Born outside Canada: 13.6%
Hold a degree or higher: 52.4%
Employment rate: 0.1%
Commute by transit: 93.6%
Commute by car: 1.7
Children per family: $70,317
Median income after tax: $88,973
Average household income: 10.9%
Living on a low income: $1,181/mo
Renters pay, per month: $1,209/mo
Owners pay, per month: $445,435
Median home value at census: 32.4%
Renters spending 30%+ of income on housing: 8.1%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 61 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

Questions, answered

Common questions about houses for sale under $1M in St. Thomas

How many homes in St. Thomas sell for under $1M?

219 homes in St. Thomas are listed for sale under $1M today, 99% of the 222 homes for sale. Their median asking price is $549,900.

All homes for sale in St. Thomas

What kind of home can I buy in St. Thomas for under $1M?

Under $1M, St. Thomas has detached houses (148), semi-detached homes (28) and freehold townhouses (14) for sale. Most have 2 to 5 bedrooms.

Houses for sale in St. Thomas

Keep looking

More Homes for Sale in St. Thomas

222 homes are for sale in St. Thomas. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.